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From £29.99

Unlocking Financial Inclusion in Trinidad and Tobago Through Electronic Funds Transfer

By: Don Charles

From £29.99

For Trinidad and Tobago, a robust Electronic Funds Transfer (EFT) framework can improve financial inclusion and may be the key to unlocking economic growth. This study assesses the current EFT policy and provides recommendations for modernizing the financial system.

Electronic Funds Transfer (EFT) is increasingly recognized as an important component in modernizing financial systems. As digital transactions become more prevalent globally, EFT offers a…
From £29.99
From £29.99
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Electronic Funds Transfer (EFT) is increasingly recognized as an important component in modernizing financial systems. As digital transactions become more prevalent globally, EFT offers a streamlined, secure, and efficient method for transferring money. For Trinidad and Tobago (T&T), embracing a robust EFT framework can improve financial inclusion, and may be the key to unlocking new avenues for economic growth.
The objectives of this study are to: i) review the international landscape for best practices regarding electronic funds transfer (EFT); ii) conduct a diagnostic assessment of the current state of EFT policy for Trinidad and Tobago (T&T); iii) empirically determine if EFT can have a positive contribution and impact on economic activity in T&T; iv) provide recommendations for an EFT framework for T&T.
A notable recommendation is for the government to facilitate financial inclusion by improving TTBizLink and creating a close digital wallet to accept payments.

Dr Charles has a PhD in Economics (2017), an MSc in Economics (2009), and a BSc in Economics (2006) from the University of the West Indies, St Augustin Campus, Trinidad and Tobago. He has 22 years of work experience covering economic research, consulting, lecturing, project management, procurement, industrial relations, event management and procurement. He has worked in United Nations (UN) organizations, the public service, academia, and consulting. By 2024, he had published over 60 peer reviewed publications. His research interests are in the areas of energy economics, econometrics, international trade and value chains, climate change policy and environmental economics, and portfolio finance.
Dr Charles has an IBM Data Science Professional Charter. The charter comprises of 10 courses.
Dr Charles has also completed training in “Climate Change and Sustainable Investing Specialization” from the EDHEC Business School. He also has training in non-economics areas, namely Web Design from the University of Michigan, USA.

Hardback

  • ISBN: 1-0364-1754-9
  • ISBN13: 978-1-0364-1754-3
  • Date of Publication: 2024-11-28

Paperback

  • ISBN: 1-0364-5674-9
  • ISBN13: 978-1-0364-5674-0
  • Date of Publication: 2025-08-25

Ebook

  • ISBN: 1-0364-1755-7
  • ISBN13: 978-1-0364-1755-0
  • Date of Publication: 2025-08-25

Subject Codes:

  • BIC: K, KC, KCH
  • THEMA: K, KC, KCH
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Meet The Author